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Real-world spending

Stradacarte.

Connect eligible digital value to real-world spending.

Who it’s for

For wallets, digital-asset platforms and fintech businesses evaluating an eligible card or payment program for their customers.

The business need

Value held in a digital environment may need an appropriate conversion, funding and program connection before it can support everyday spending.

The practical outcome

A relevant spending program can connect eligible digital value with card and merchant payment experiences, subject to the program’s operating requirements.

How the products connect

Stradacarte is a spending application, not a required stage of every Hybrid transaction. A supplier payment can settle through bank or stablecoin services without using a card program. AiFi Vault may support knowledge and permissions where relevant.

Illustrative use case

From digital value to an eligible spending program

A fintech evaluates a card program for eligible customers. It identifies its issuing and program partners, supported funding route, conversion needs and markets. Where supported, Hybrid connects relevant financial services so eligible value can reach the program.

This example describes an intended workflow, not a customer announcement or a statement that every connection is live.

Capabilities & requirements

Integration required

Card and payment programs

Issuance, funding, market coverage and customer eligibility depend on the selected program and its independent providers.

Integration required

Digital-value connectivity

Supported assets, conversion, liquidity and settlement arrangements must be confirmed before a program is offered.

Integration required

Customer engagement

Program design and supported spending experiences depend on the implementation; the card artwork is a concept illustration.

Explore the fit for your business.

Tell us your intended customers, markets, funding sources and desired spending experience.

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